:root{--phl-navy: #182a4a;--phl-navy-deep: #0f1c33;--phl-navy-soft: #24395f;--phl-gold: #c9a227;--phl-gold-bright: #e3bc3a;--phl-cream: #f7f3e8;--phl-cream-dim: #efe8d6;--phl-ink: #1d2536;--phl-ink-soft: #475069;--phl-line: #ddd3ba;--phl-serif: "Libre Caslon Text", Georgia, "Times New Roman", serif;--phl-sans: "Public Sans", "Helvetica Neue", Arial, sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:var(--phl-sans);color:var(--phl-ink);background:var(--phl-cream);line-height:1.65;font-size:17px}img{max-width:100%;height:auto;display:block}h1,h2,h3,h4{font-family:var(--phl-serif);color:var(--phl-navy);line-height:1.22;margin:0 0 .6em}a{color:var(--phl-navy-soft)}.phl-wrap{max-width:880px;margin:0 auto;padding:0 22px}.phl-wrap-wide{max-width:1080px;margin:0 auto;padding:0 22px}.phl-masthead{background:var(--phl-navy-deep);border-bottom:3px solid var(--phl-gold);position:sticky;top:0;z-index:60}.phl-masthead-row{display:flex;align-items:center;justify-content:space-between;gap:18px;max-width:1080px;margin:0 auto;padding:10px 22px}.phl-mark{display:flex;align-items:center;gap:12px;text-decoration:none}.phl-mark img{width:46px;height:46px}.phl-mark-name{font-family:var(--phl-serif);font-size:17px;color:var(--phl-cream);line-height:1.25;max-width:220px}.phl-menu{display:flex;gap:20px;align-items:center;list-style:none;margin:0;padding:0}.phl-menu a{color:var(--phl-cream);text-decoration:none;font-size:15px;font-weight:600;letter-spacing:.01em}.phl-menu a:hover{color:var(--phl-gold-bright)}.phl-dial{display:inline-flex;align-items:center;gap:10px;background:var(--phl-gold);color:var(--phl-navy-deep)!important;font-weight:700;text-decoration:none;padding:11px 20px;border-radius:8px;font-size:16px;white-space:nowrap;transition:background .15s ease}.phl-dial:hover{background:var(--phl-gold-bright)}.phl-dial svg{flex:0 0 auto}.phl-dial-note{display:block;font-size:11.5px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;opacity:.75}.phl-front{background:linear-gradient(160deg,var(--phl-navy-deep) 0%,var(--phl-navy) 55%,var(--phl-navy-soft) 100%);color:var(--phl-cream);min-height:88vh;display:flex;align-items:center;padding:64px 0 72px;position:relative;overflow:hidden}.phl-front:after{content:"";position:absolute;inset:0;background:radial-gradient(ellipse at 78% 18%,rgba(201,162,39,.16),transparent 55%);pointer-events:none}.phl-front-inner{position:relative;z-index:2;text-align:center;max-width:780px;margin:0 auto}.phl-kicker{display:inline-block;font-size:13px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--phl-gold-bright);border:1px solid rgba(201,162,39,.5);border-radius:999px;padding:6px 16px;margin-bottom:22px}.phl-front h1{color:var(--phl-cream);font-size:clamp(34px,5.4vw,54px);margin-bottom:18px}.phl-front-sub{font-size:19px;color:#d9dfeb;max-width:620px;margin:0 auto 34px}.phl-dialbox{background:#f7f3e80f;border:1px solid rgba(201,162,39,.4);border-radius:14px;padding:30px 30px 26px;max-width:520px;margin:0 auto;backdrop-filter:blur(3px)}.phl-dialbox-title{font-family:var(--phl-serif);font-size:21px;color:var(--phl-cream);margin-bottom:6px}.phl-dialbox-sub{font-size:14px;color:#c3cbdc;margin-bottom:20px}.phl-dialbox .phl-dial{display:flex;justify-content:center;font-size:20px;padding:15px 24px}.phl-dialbox-hours{font-size:13px;color:#b7c0d4;margin-top:14px}.phl-dialbox-light{background:var(--phl-navy-deep);border:1px solid var(--phl-gold);backdrop-filter:none}.phl-trustrail{background:var(--phl-navy);color:var(--phl-cream);padding:22px 0}.phl-trustrail-list{display:flex;flex-wrap:wrap;justify-content:center;gap:14px 40px;margin:0;padding:0;list-style:none}.phl-trustrail-list li{display:flex;align-items:center;gap:9px;font-size:14.5px;font-weight:600}.phl-trustrail-list svg{color:var(--phl-gold-bright);flex:0 0 auto}.phl-band{padding:64px 0}.phl-band-tint{background:var(--phl-cream-dim)}.phl-band-navy{background:var(--phl-navy-deep);color:var(--phl-cream)}.phl-band-navy h2,.phl-band-navy h3{color:var(--phl-cream)}.phl-heading{font-size:clamp(26px,3.6vw,36px);text-align:center;margin-bottom:12px}.phl-heading-sub{text-align:center;color:var(--phl-ink-soft);max-width:640px;margin:0 auto 40px;font-size:17px}.phl-band-navy .phl-heading-sub{color:#b7c0d4}.phl-steps{counter-reset:phlstep;list-style:none;margin:0;padding:0;position:relative}.phl-steps:before{content:"";position:absolute;left:26px;top:10px;bottom:10px;width:2px;background:var(--phl-line)}.phl-steps li{counter-increment:phlstep;position:relative;padding:0 0 30px 74px}.phl-steps li:before{content:counter(phlstep);position:absolute;left:0;top:0;width:54px;height:54px;border-radius:50%;background:var(--phl-navy);color:var(--phl-gold-bright);font-family:var(--phl-serif);font-size:22px;display:flex;align-items:center;justify-content:center;border:3px solid var(--phl-cream);box-shadow:0 0 0 2px var(--phl-gold)}.phl-steps h3{font-size:20px;margin-bottom:4px}.phl-steps p{margin:0;color:var(--phl-ink-soft)}.phl-tiles{display:flex;flex-wrap:wrap;gap:18px;justify-content:center}.phl-tile{flex:1 1 260px;max-width:340px;background:#fff;border:1px solid var(--phl-line);border-top:4px solid var(--phl-gold);border-radius:10px;padding:24px 22px;text-decoration:none;color:var(--phl-ink);transition:box-shadow .15s ease,transform .15s ease;display:block}.phl-tile:hover{box-shadow:0 10px 28px #182a4a21;transform:translateY(-2px)}.phl-tile h3{font-size:19px;margin-bottom:8px}.phl-tile p{margin:0;font-size:15px;color:var(--phl-ink-soft)}.phl-tile-more{display:inline-block;margin-top:12px;font-weight:700;font-size:14px;color:var(--phl-navy)}.phl-duo{display:flex;gap:44px;align-items:center;flex-wrap:wrap}.phl-duo-figure{flex:1 1 320px}.phl-duo-figure img{border-radius:12px;border:1px solid var(--phl-line)}.phl-duo-body{flex:1 1 320px}.phl-points{list-style:none;margin:0;padding:0}.phl-points li{padding:12px 0 12px 34px;position:relative;border-bottom:1px solid var(--phl-line)}.phl-points li:last-child{border-bottom:none}.phl-points li:before{content:"";position:absolute;left:4px;top:18px;width:14px;height:14px;border-radius:3px;background:var(--phl-gold);transform:rotate(45deg)}.phl-points strong{color:var(--phl-navy)}.phl-faq-item{background:#fff;border:1px solid var(--phl-line);border-radius:10px;margin-bottom:12px;overflow:hidden}.phl-faq-item summary{cursor:pointer;padding:18px 52px 18px 22px;font-weight:700;color:var(--phl-navy);font-size:16.5px;list-style:none;position:relative}.phl-faq-item summary::-webkit-details-marker{display:none}.phl-faq-item summary:after{content:"+";position:absolute;right:20px;top:50%;transform:translateY(-50%);font-family:var(--phl-serif);font-size:24px;color:var(--phl-gold)}.phl-faq-item[open] summary:after{content:"–"}.phl-faq-item .phl-faq-answer{padding:0 22px 18px;color:var(--phl-ink-soft)}.phl-faq-item .phl-faq-answer p{margin:0 0 10px}.phl-faq-item .phl-faq-answer p:last-child{margin-bottom:0}.phl-crumbs{font-size:13.5px;color:var(--phl-ink-soft);padding:16px 0 0}.phl-crumbs a{color:var(--phl-navy-soft);text-decoration:none}.phl-crumbs a:hover{text-decoration:underline}.phl-article-head{padding:34px 0 30px;border-bottom:1px solid var(--phl-line);margin-bottom:34px}.phl-article-head h1{font-size:clamp(30px,4.4vw,42px)}.phl-article-sub{font-size:18px;color:var(--phl-ink-soft);max-width:680px;margin:0}.phl-prose h2{font-size:27px;margin-top:44px}.phl-prose h3{font-size:21px;margin-top:30px}.phl-prose p{margin:0 0 16px}.phl-prose ul,.phl-prose ol{margin:0 0 16px;padding-left:24px}.phl-prose li{margin-bottom:7px}.phl-prose figure{margin:30px 0}.phl-prose figure img{border-radius:12px;border:1px solid var(--phl-line)}.phl-prose figcaption{font-size:13.5px;color:var(--phl-ink-soft);margin-top:8px}.phl-callout{background:var(--phl-navy-deep);color:var(--phl-cream);border-radius:12px;padding:26px 28px;margin:36px 0;text-align:center}.phl-callout h2,.phl-callout h3{color:var(--phl-cream);margin-top:0}.phl-callout p{color:#c3cbdc}.phl-foot{background:var(--phl-navy-deep);color:#a9b4ca;padding:52px 0 110px;font-size:14.5px}.phl-foot-columns{display:flex;flex-wrap:wrap;gap:36px;justify-content:space-between;margin-bottom:34px}.phl-foot-col{flex:1 1 210px;max-width:300px}.phl-foot-col h4{color:var(--phl-gold-bright);font-size:15px;letter-spacing:.08em;text-transform:uppercase;font-family:var(--phl-sans);font-weight:700;margin-bottom:14px}.phl-foot-col ul{list-style:none;margin:0;padding:0}.phl-foot-col li{margin-bottom:8px}.phl-foot-col a{color:var(--phl-cream);text-decoration:none}.phl-foot-col a:hover{color:var(--phl-gold-bright)}.phl-foot-legal{border-top:1px solid rgba(247,243,232,.14);padding-top:22px;display:flex;flex-wrap:wrap;gap:8px 26px;justify-content:space-between}.phl-foot-legal a{color:#a9b4ca}.phl-calldock{display:none;position:fixed;left:0;right:0;bottom:0;z-index:70;background:var(--phl-navy-deep);border-top:2px solid var(--phl-gold);padding:10px 14px calc(10px + env(safe-area-inset-bottom))}.phl-calldock .phl-dial{display:flex;justify-content:center;width:100%;font-size:18px;padding:14px 18px}.phl-meta-line{font-size:13px;color:var(--phl-ink-soft);letter-spacing:.04em;text-transform:uppercase;margin-bottom:10px}.phl-two-col-text{column-gap:44px}@media(min-width:860px){.phl-two-col-text{columns:2}}@media(max-width:900px){.phl-menu{display:none}}@media(max-width:760px){.phl-calldock{display:block}.phl-masthead .phl-dial .phl-dial-note{display:none}.phl-front{min-height:auto;padding:48px 0 56px}.phl-band{padding:48px 0}.phl-duo{gap:26px}.phl-mark-name{font-size:14.5px;max-width:160px}}
